A recent, urgent-seeming article popped up in the Wall Street Journal just a couple of days ago , asking if the middle American class is even necessary to the wealthy. The wealthy now have the money to have their needs met by companies that don't need anyone else to survive. In other words, we're toast. Labor organizing, financial regulators, governmental oversight is all going to fail: the wealthy are, in the end, going to do what they want, because there are enough of them to sustain the economy without paying anyone above minimum wage. (Which I am sure they will soon abolish.)
Here's the hopeful side I'll take out of it. It beats all the negatives that weigh heavy against it. At some point, we are going to get screwed out of jobs by the wealthy. We then come up with a barter system that eventually grows into an economy. We begin picking up fundamental skills and learn to live in a world detached from the producers and industrialists. We'll all be a nation of small shops, local economies, barter systems, and whatever scrapping we need to do to get the actual "dollars" we need for manufactured goods. We'll become a nation like BarterTown, while the wealthy--and the politicians they own--do as they please.
Worked for Louis XVI.